Essential Legal Documents for Teens Turning 18

Navigating the Transition to Adulthood

Turning 18 is a significant milestone, marking the transition into adulthood. It's a time of excitement and newfound freedom. However, it also introduces legal and practical challenges, especially for parents and guardians. This is when parents lose automatic access to their child's medical, financial, and academic records. To continue supporting their adult children, parents should consider setting up key legal documents.

Durable Power of Attorney

A Durable Power of Attorney allows parents or guardians to manage financial matters for their children if they are unable to do so themselves. This document is important because it ensures that financial decisions can be made quickly and efficiently, preventing delays in bill payments and other critical transactions.

Medical Power of Attorney

The Medical Power of Attorney is another essential document. It enables parents to make medical decisions on behalf of their adult child in case of illness or injury. In emergency situations, having this document can prevent delays caused by legal restrictions, ensuring timely medical care.

HIPAA Authorization

Without a HIPAA Authorization, parents or guardians are unable to access their child's medical records or communicate with their child's healthcare providers. This document is crucial to stay informed about any medical conditions or treatments that the child may be undergoing.

FERPA Waiver

Once a child turns 18, the Family Educational Rights and Privacy Act (FERPA) restricts parental access to academic records. A FERPA waiver allows parents to remain involved in their child's academic journey by accessing grades, test results, and enrollment information.

Check State-Specific Requirements

It's important to note that the enforceability of these documents may vary by state or jurisdiction. Therefore, it's advisable for parents to research the specific legal requirements applicable in their area. Consulting a legal professional can further ensure these documents are correctly set up to provide continued support for their adult child.